/* =========================================================
   SPARK MICROFINANCE TANZANIA LIMITED
   PAGES.CSS
   Inner Pages • About • Services • Products • Loans
   How to Apply • FAQ • Contact • Legal Pages
   ========================================================= */


/* =========================================================
   INNER PAGE HERO
   ========================================================= */

.page-hero {
    position: relative;
    overflow: hidden;
    background:
        linear-gradient(
            135deg,
            #003B7A 0%,
            #0057B8 60%,
            #0A63C9 100%
        );
    color: #ffffff;
}

.page-hero::before {
    content: "";
    position: absolute;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    background: rgba(244, 196, 0, 0.10);
    top: -220px;
    right: -100px;
    pointer-events: none;
}

.page-hero::after {
    content: "";
    position: absolute;
    width: 260px;
    height: 260px;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, 0.10);
    bottom: -150px;
    left: -70px;
    pointer-events: none;
}

.page-hero-content {
    position: relative;
    z-index: 2;
    max-width: 850px;
}

.page-hero-title {
    margin: 0 0 18px;
    color: #ffffff;
    font-size: clamp(42px, 5vw, 64px);
    line-height: 1.08;
    letter-spacing: -1.5px;
}

.page-hero-description {
    max-width: 720px;
    margin: 0;
    color: rgba(255, 255, 255, 0.86);
    font-size: 17px;
    line-height: 1.75;
}


/* =========================================================
   BREADCRUMB
   ========================================================= */

.breadcrumb {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 9px;
    margin-bottom: 24px;
    color: rgba(255, 255, 255, 0.70);
    font-size: 13px;
}

.breadcrumb a {
    color: #ffffff;
    font-weight: 600;
}

.breadcrumb a:hover {
    color: #F4C400;
}

.breadcrumb-separator {
    color: rgba(255, 255, 255, 0.45);
}

.breadcrumb-current {
    color: #F4C400;
    font-weight: 600;
}


/* =========================================================
   INNER CONTENT
   ========================================================= */

.content-section {
    padding: 90px 0;
    background: #ffffff;
}

.content-section.bg-light {
    background: #F7FAFE;
}

.content-section.bg-blue {
    background: #003B7A;
    color: #ffffff;
}

.content-section.bg-yellow {
    background: #FFF8D6;
}

.content-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 60px;
    align-items: start;
}

.content-grid.three-columns {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.content-card {
    background: #ffffff;
    border: 1px solid #E4ECF5;
    border-radius: 18px;
    padding: 35px;
    box-shadow: 0 10px 30px rgba(0, 43, 92, 0.06);
}

.content-card:hover {
    border-color: rgba(0, 87, 184, 0.25);
}

.content-card h2,
.content-card h3 {
    color: #0A1F44;
}

.content-card p {
    color: #53657D;
    line-height: 1.8;
}


/* =========================================================
   PAGE INTRO
   ========================================================= */

.page-intro {
    max-width: 780px;
    margin: 0 auto 60px;
    text-align: center;
}

.page-intro .section-label {
    margin-bottom: 14px;
}

.page-intro h2 {
    margin-bottom: 18px;
}

.page-intro p {
    margin: 0;
    color: #53657D;
    line-height: 1.8;
}


/* =========================================================
   ABOUT PAGE
   ========================================================= */

.about-page-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 70px;
    align-items: center;
}

.about-page-visual {
    position: relative;
}

.about-page-image {
    min-height: 460px;
    border-radius: 24px;
    background:
        linear-gradient(
            135deg,
            #003B7A,
            #0057B8
        );
    position: relative;
    overflow: hidden;
}

.about-page-image::before {
    content: "";
    position: absolute;
    width: 300px;
    height: 300px;
    border-radius: 50%;
    background: rgba(244, 196, 0, 0.14);
    right: -100px;
    top: -100px;
}

.about-page-image::after {
    content: "";
    position: absolute;
    width: 180px;
    height: 180px;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, 0.15);
    left: -60px;
    bottom: -70px;
}

.about-page-image-content {
    position: absolute;
    inset: 0;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    padding: 35px;
    text-align: center;
    color: #ffffff;
}

.about-page-image-content img {
    width: auto;
    max-width: 230px;
    max-height: 100px;
    object-fit: contain;
    margin-bottom: 25px;
}

.about-page-image-content h3 {
    color: #ffffff;
    margin-bottom: 10px;
}

.about-page-image-content p {
    max-width: 400px;
    color: rgba(255, 255, 255, 0.82);
}

.about-page-content h2 {
    margin-bottom: 20px;
}

.about-page-content > p {
    color: #53657D;
    line-height: 1.85;
    margin-bottom: 25px;
}

.about-highlights {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 15px;
    margin-top: 30px;
}

.about-highlight {
    padding: 18px;
    background: #F7FAFE;
    border: 1px solid #E5EDF6;
    border-radius: 12px;
}

.about-highlight strong {
    display: block;
    margin-bottom: 5px;
    color: #003B7A;
}

.about-highlight span {
    display: block;
    color: #63758C;
    font-size: 13px;
    line-height: 1.5;
}


/* =========================================================
   COMPANY INFORMATION
   ========================================================= */

.company-facts {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.company-fact {
    padding: 28px 22px;
    text-align: center;
    background: #ffffff;
    border: 1px solid #E3EBF5;
    border-radius: 16px;
}

.company-fact-icon {
    width: 52px;
    height: 52px;
    display: grid;
    place-items: center;
    margin: 0 auto 15px;
    border-radius: 50%;
    background: #FFF8D6;
    color: #003B7A;
}

.company-fact strong {
    display: block;
    color: #0A1F44;
    margin-bottom: 7px;
}

.company-fact span {
    color: #65768C;
    font-size: 14px;
}


/* =========================================================
   SERVICES PAGE
   ========================================================= */

.service-page-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 25px;
}

.service-page-card {
    position: relative;
    padding: 34px;
    background: #ffffff;
    border: 1px solid #E1EAF4;
    border-radius: 18px;
    overflow: hidden;
    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-color 0.25s ease;
}

.service-page-card::before {
    content: "";
    position: absolute;
    width: 90px;
    height: 90px;
    border-radius: 50%;
    background: #FFF8D6;
    top: -35px;
    right: -30px;
}

.service-page-card:hover {
    transform: translateY(-4px);
    border-color: rgba(0, 87, 184, 0.25);
    box-shadow: 0 18px 40px rgba(0, 43, 92, 0.09);
}

.service-page-icon {
    position: relative;
    z-index: 2;
    width: 58px;
    height: 58px;
    display: grid;
    place-items: center;
    margin-bottom: 24px;
    border-radius: 14px;
    background: #EAF3FF;
    color: #0057B8;
    font-size: 23px;
}

.service-page-card h3 {
    position: relative;
    z-index: 2;
    margin-bottom: 12px;
    color: #0A1F44;
}

.service-page-card p {
    position: relative;
    z-index: 2;
    color: #63758C;
    line-height: 1.75;
    margin-bottom: 20px;
}

.service-page-link {
    position: relative;
    z-index: 2;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #0057B8;
    font-weight: 700;
    font-size: 14px;
}

.service-page-link:hover {
    color: #003B7A;
}


/* =========================================================
   PRODUCTS PAGE
   ========================================================= */

.product-page-list {
    display: grid;
    gap: 18px;
}

.product-page-card {
    display: grid;
    grid-template-columns: 70px 1fr auto;
    align-items: center;
    gap: 25px;
    padding: 25px;
    background: #ffffff;
    border: 1px solid #E2EAF4;
    border-radius: 16px;
    transition:
        border-color 0.25s ease,
        box-shadow 0.25s ease,
        transform 0.25s ease;
}

.product-page-card:hover {
    transform: translateX(4px);
    border-color: rgba(0, 87, 184, 0.30);
    box-shadow: 0 12px 30px rgba(0, 43, 92, 0.07);
}

.product-page-number {
    width: 58px;
    height: 58px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    background: #003B7A;
    color: #F4C400;
    font-size: 18px;
    font-weight: 800;
}

.product-page-content h3 {
    margin-bottom: 7px;
    color: #0A1F44;
}

.product-page-content p {
    margin: 0;
    color: #63758C;
    line-height: 1.65;
    font-size: 14px;
}

.product-page-action {
    color: #0057B8;
    font-size: 20px;
}


/* =========================================================
   LOANS PAGE
   ========================================================= */

.loan-page-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
}

.loan-card {
    position: relative;
    overflow: hidden;
    padding: 35px;
    background: #ffffff;
    border: 1px solid #E0E9F3;
    border-radius: 20px;
    box-shadow: 0 8px 28px rgba(0, 43, 92, 0.05);
}

.loan-card::after {
    content: "";
    position: absolute;
    width: 160px;
    height: 160px;
    border-radius: 50%;
    background: #FFF8D6;
    right: -75px;
    bottom: -80px;
}

.loan-card-header {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 18px;
    margin-bottom: 22px;
}

.loan-card-icon {
    width: 58px;
    height: 58px;
    display: grid;
    place-items: center;
    flex: 0 0 58px;
    border-radius: 14px;
    background: #EAF3FF;
    color: #0057B8;
}

.loan-card h3 {
    margin: 0;
    color: #0A1F44;
}

.loan-card-description {
    position: relative;
    z-index: 2;
    color: #63758C;
    line-height: 1.75;
    margin-bottom: 25px;
}

.loan-features {
    position: relative;
    z-index: 2;
    display: grid;
    gap: 12px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.loan-features li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    color: #344A65;
    font-size: 14px;
    line-height: 1.6;
}

.loan-features li::before {
    content: "✓";
    display: inline-grid;
    place-items: center;
    width: 20px;
    height: 20px;
    flex: 0 0 20px;
    margin-top: 1px;
    border-radius: 50%;
    background: #FFF8D6;
    color: #003B7A;
    font-size: 11px;
    font-weight: 800;
}

.loan-note {
    margin-top: 30px;
    padding: 20px;
    background: #F7FAFE;
    border-left: 4px solid #F4C400;
    border-radius: 8px;
}

.loan-note strong {
    color: #003B7A;
}

.loan-note p {
    margin: 6px 0 0;
    color: #63758C;
    font-size: 13px;
    line-height: 1.6;
}


/* =========================================================
   LOAN COMPARISON
   ========================================================= */

.loan-comparison {
    overflow: hidden;
    border: 1px solid #DDE7F1;
    border-radius: 16px;
    background: #ffffff;
}

.loan-comparison table {
    width: 100%;
    border-collapse: collapse;
}

.loan-comparison th {
    padding: 17px 18px;
    background: #003B7A;
    color: #ffffff;
    text-align: left;
    font-size: 13px;
    font-weight: 700;
}

.loan-comparison th:first-child {
    color: #F4C400;
}

.loan-comparison td {
    padding: 16px 18px;
    border-top: 1px solid #E7EDF4;
    color: #53657D;
    font-size: 14px;
}

.loan-comparison tr:hover td {
    background: #F7FAFE;
}


/* =========================================================
   HOW TO APPLY PAGE
   ========================================================= */

.application-steps {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 25px;
}

.application-step {
    position: relative;
    text-align: center;
}

.application-step:not(:last-child)::after {
    content: "";
    position: absolute;
    top: 30px;
    left: calc(50% + 42px);
    width: calc(100% - 84px);
    height: 2px;
    background: #DCE7F3;
}

.application-step-number {
    position: relative;
    z-index: 2;
    width: 60px;
    height: 60px;
    display: grid;
    place-items: center;
    margin: 0 auto 22px;
    border-radius: 50%;
    background: #003B7A;
    color: #F4C400;
    font-weight: 800;
    font-size: 18px;
    box-shadow: 0 0 0 8px #EAF3FF;
}

.application-step h3 {
    margin-bottom: 10px;
    color: #0A1F44;
    font-size: 18px;
}

.application-step p {
    margin: 0;
    color: #63758C;
    font-size: 14px;
    line-height: 1.7;
}

.application-requirements {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 35px;
    margin-top: 70px;
}

.requirements-card {
    padding: 32px;
    border-radius: 18px;
    background: #F7FAFE;
    border: 1px solid #E2EAF4;
}

.requirements-card.highlight {
    background: #FFF8D6;
    border-color: #F0D56A;
}

.requirements-card h3 {
    margin-bottom: 20px;
    color: #003B7A;
}

.requirements-list {
    display: grid;
    gap: 13px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.requirements-list li {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    color: #53657D;
    line-height: 1.65;
    font-size: 14px;
}

.requirements-list li::before {
    content: "✓";
    color: #0057B8;
    font-weight: 800;
}


/* =========================================================
   FAQ PAGE
   ========================================================= */

.faq-page-list {
    max-width: 900px;
    margin: 0 auto;
}

.faq-page-item {
    margin-bottom: 15px;
    border: 1px solid #DDE7F1;
    border-radius: 14px;
    background: #ffffff;
    overflow: hidden;
}

.faq-page-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 22px 24px;
    border: 0;
    background: #ffffff;
    color: #0A1F44;
    text-align: left;
    cursor: pointer;
    font: inherit;
    font-weight: 700;
}

.faq-page-question:hover {
    background: #F7FAFE;
}

.faq-page-question-icon {
    width: 30px;
    height: 30px;
    display: grid;
    place-items: center;
    flex: 0 0 30px;
    border-radius: 50%;
    background: #EAF3FF;
    color: #0057B8;
    font-size: 16px;
    transition: transform 0.25s ease;
}

.faq-page-item.active .faq-page-question-icon {
    transform: rotate(45deg);
    background: #FFF8D6;
    color: #003B7A;
}

.faq-page-answer {
    display: none;
    padding: 0 24px 24px;
}

.faq-page-item.active .faq-page-answer {
    display: block;
}

.faq-page-answer p {
    margin: 0;
    color: #63758C;
    line-height: 1.8;
    font-size: 14px;
}


/* =========================================================
   CONTACT PAGE
   ========================================================= */

.contact-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 55px;
    align-items: start;
}

.contact-info {
    display: grid;
    gap: 16px;
}

.contact-info-card {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 22px;
    background: #ffffff;
    border: 1px solid #E0E9F3;
    border-radius: 14px;
}

.contact-info-icon {
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    flex: 0 0 48px;
    border-radius: 12px;
    background: #EAF3FF;
    color: #0057B8;
}

.contact-info-card h3 {
    margin: 0 0 5px;
    color: #0A1F44;
    font-size: 16px;
}

.contact-info-card p,
.contact-info-card a {
    margin: 0;
    color: #63758C;
    font-size: 14px;
    line-height: 1.6;
}

.contact-info-card a:hover {
    color: #0057B8;
}

.contact-form {
    padding: 35px;
    background: #ffffff;
    border: 1px solid #DDE7F1;
    border-radius: 18px;
    box-shadow: 0 12px 35px rgba(0, 43, 92, 0.06);
}

.contact-form h2 {
    margin-bottom: 10px;
}

.contact-form-intro {
    margin-bottom: 28px;
    color: #63758C;
    line-height: 1.7;
}

.form-row {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
}

.form-group {
    margin-bottom: 18px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    color: #0A1F44;
    font-size: 13px;
    font-weight: 700;
}

.form-control {
    width: 100%;
    border: 1px solid #D6E1ED;
    border-radius: 10px;
    background: #ffffff;
    color: #0A1F44;
    padding: 13px 14px;
    outline: none;
    font: inherit;
    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}

.form-control:focus {
    border-color: #0057B8;
    box-shadow: 0 0 0 3px rgba(0, 87, 184, 0.10);
}

textarea.form-control {
    min-height: 145px;
    resize: vertical;
}

.contact-form .btn {
    width: 100%;
}


/* =========================================================
   CONTACT CTA
   ========================================================= */

.contact-page-cta {
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    gap: 30px;
    padding: 35px;
    border-radius: 18px;
    background: #003B7A;
    color: #ffffff;
}

.contact-page-cta h2 {
    color: #ffffff;
    margin-bottom: 8px;
}

.contact-page-cta p {
    margin: 0;
    color: rgba(255, 255, 255, 0.78);
}


/* =========================================================
   WHATSAPP CONTACT BOX
   ========================================================= */

.whatsapp-box {
    padding: 28px;
    border-radius: 16px;
    background: #FFF8D6;
    border: 1px solid #F0D56A;
}

.whatsapp-box h3 {
    margin-bottom: 8px;
    color: #003B7A;
}

.whatsapp-box p {
    color: #53657D;
    font-size: 14px;
    line-height: 1.7;
    margin-bottom: 18px;
}


/* =========================================================
   ALERTS
   ========================================================= */

.alert {
    padding: 15px 18px;
    border-radius: 10px;
    margin-bottom: 20px;
    font-size: 14px;
    line-height: 1.6;
}

.alert-success {
    background: #EAF3FF;
    border: 1px solid #BFD8F4;
    color: #003B7A;
}

.alert-warning {
    background: #FFF8D6;
    border: 1px solid #F0D56A;
    color: #6B5300;
}

.alert-info {
    background: #EAF3FF;
    border: 1px solid #BFD8F4;
    color: #003B7A;
}

.alert-error,
.alert-danger {
    background: #FFF0F0;
    border: 1px solid #F0CACA;
    color: #8B2020;
}


/* =========================================================
   GENERAL CARD
   ========================================================= */

.card {
    background: #ffffff;
    border: 1px solid #E0E8F2;
    border-radius: 16px;
    box-shadow: 0 8px 25px rgba(0, 43, 92, 0.05);
}


/* =========================================================
   ICON BOX
   ========================================================= */

.icon-box {
    width: 56px;
    height: 56px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    background: #EAF3FF;
    color: #0057B8;
}

.icon-box.yellow {
    background: #FFF8D6;
    color: #003B7A;
}

.icon-box.blue {
    background: #003B7A;
    color: #F4C400;
}


/* =========================================================
   LISTS
   ========================================================= */

.check-list {
    display: grid;
    gap: 13px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.check-list li {
    position: relative;
    padding-left: 30px;
    color: #53657D;
    line-height: 1.7;
}

.check-list li::before {
    content: "✓";
    position: absolute;
    left: 0;
    top: 1px;
    width: 20px;
    height: 20px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #FFF8D6;
    color: #003B7A;
    font-size: 11px;
    font-weight: 800;
}


/* =========================================================
   INFORMATION BOX
   ========================================================= */

.info-box {
    padding: 25px;
    border-radius: 14px;
    background: #EAF3FF;
    border: 1px solid #CFE0F4;
}

.info-box h3 {
    margin-bottom: 8px;
    color: #003B7A;
}

.info-box p {
    margin: 0;
    color: #53657D;
    line-height: 1.7;
    font-size: 14px;
}


/* =========================================================
   LEGAL / POLICY PAGES
   ========================================================= */

.legal-content {
    max-width: 900px;
    margin: 0 auto;
}

.legal-content h2 {
    margin: 45px 0 14px;
    color: #003B7A;
    font-size: 25px;
}

.legal-content h2:first-child {
    margin-top: 0;
}

.legal-content h3 {
    margin: 28px 0 10px;
    color: #0A1F44;
    font-size: 18px;
}

.legal-content p {
    margin-bottom: 16px;
    color: #53657D;
    line-height: 1.85;
}

.legal-content ul,
.legal-content ol {
    margin: 0 0 20px;
    padding-left: 22px;
    color: #53657D;
}

.legal-content li {
    margin-bottom: 10px;
    line-height: 1.75;
}

.legal-updated {
    display: inline-block;
    margin-bottom: 30px;
    padding: 8px 12px;
    border-radius: 8px;
    background: #FFF8D6;
    color: #003B7A;
    font-size: 12px;
    font-weight: 700;
}


/* =========================================================
   TABLE WRAPPER
   ========================================================= */

.table-wrapper {
    width: 100%;
    overflow-x: auto;
    border: 1px solid #DDE7F1;
    border-radius: 14px;
    background: #ffffff;
}

.table-wrapper table {
    width: 100%;
    min-width: 650px;
    border-collapse: collapse;
}

.table-wrapper th {
    padding: 15px 16px;
    background: #003B7A;
    color: #ffffff;
    text-align: left;
    font-size: 13px;
}

.table-wrapper td {
    padding: 14px 16px;
    border-top: 1px solid #E7EDF4;
    color: #53657D;
    font-size: 14px;
}

.table-wrapper tr:hover td {
    background: #F7FAFE;
}


/* =========================================================
   BADGES
   ========================================================= */

.badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 28px;
    padding: 5px 10px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.2px;
}

.badge-blue {
    background: #EAF3FF;
    color: #003B7A;
}

.badge-yellow {
    background: #FFF8D6;
    color: #6B5300;
}

.badge-dark {
    background: #003B7A;
    color: #ffffff;
}


/* =========================================================
   SECTION DIVIDER
   ========================================================= */

.page-divider {
    width: 100%;
    height: 1px;
    background: #E3EAF2;
}


/* =========================================================
   PAGE CTA
   ========================================================= */

.page-bottom-cta {
    padding: 70px 0;
    background: #003B7A;
    color: #ffffff;
    text-align: center;
}

.page-bottom-cta h2 {
    max-width: 750px;
    margin: 0 auto 15px;
    color: #ffffff;
}

.page-bottom-cta p {
    max-width: 680px;
    margin: 0 auto 28px;
    color: rgba(255, 255, 255, 0.78);
    line-height: 1.75;
}

.page-bottom-cta .cta-actions {
    justify-content: center;
}


/* =========================================================
   MOBILE MENU SUPPORT
   ========================================================= */

.mobile-navigation {
    background: #ffffff;
    border-top: 1px solid #E6EDF5;
}


/* =========================================================
   RESPONSIVE — 900px
   ========================================================= */

@media (max-width: 900px) {

    .about-page-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .about-page-visual {
        max-width: 650px;
        margin: 0 auto;
        width: 100%;
    }

    .content-grid {
        grid-template-columns: 1fr;
    }

    .content-grid.three-columns {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .company-facts {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .application-steps {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 50px 25px;
    }

    .application-step:nth-child(2)::after {
        display: none;
    }

    .application-requirements {
        grid-template-columns: 1fr;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .contact-info {
        max-width: 750px;
    }
}


/* =========================================================
   MOBILE — 700px
   ========================================================= */

@media (max-width: 700px) {

    .page-hero {
        padding: 55px 0;
    }

    .page-hero-title {
        font-size: 36px;
    }

    .page-hero-description {
        font-size: 15px;
    }

    .content-section {
        padding: 60px 0;
    }

    .content-grid.three-columns {
        grid-template-columns: 1fr;
    }

    .about-page-image {
        min-height: 360px;
    }

    .about-highlights {
        grid-template-columns: 1fr;
    }

    .company-facts {
        grid-template-columns: 1fr;
    }

    .service-page-grid {
        grid-template-columns: 1fr;
    }

    .service-page-card {
        padding: 28px 24px;
    }

    .loan-page-grid {
        grid-template-columns: 1fr;
    }

    .loan-card {
        padding: 28px 24px;
    }

    .product-page-card {
        grid-template-columns: 50px 1fr;
        gap: 18px;
        padding: 20px;
    }

    .product-page-number {
        width: 48px;
        height: 48px;
    }

    .product-page-action {
        display: none;
    }

    .application-steps {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .application-step::after {
        display: none !important;
    }

    .application-step-number {
        margin-bottom: 18px;
    }

    .requirements-card {
        padding: 25px 20px;
    }

    .contact-form {
        padding: 25px 20px;
    }

    .form-row {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .contact-page-cta {
        grid-template-columns: 1fr;
        text-align: center;
        padding: 28px 22px;
    }

    .contact-page-cta .btn {
        width: 100%;
        justify-content: center;
    }

    .legal-content h2 {
        font-size: 22px;
    }

    .legal-content h3 {
        font-size: 17px;
    }
}


/* =========================================================
   SMALL PHONES — 480px
   ========================================================= */

@media (max-width: 480px) {

    .page-hero {
        padding: 45px 0;
    }

    .page-hero-title {
        font-size: 31px;
        letter-spacing: -0.8px;
    }

    .page-hero-description {
        font-size: 14px;
    }

    .breadcrumb {
        font-size: 11px;
    }

    .content-section {
        padding: 50px 0;
    }

    .content-card {
        padding: 22px 18px;
    }

    .about-page-image {
        min-height: 310px;
        border-radius: 18px;
    }

    .about-page-image-content {
        padding: 25px 18px;
    }

    .about-page-image-content img {
        max-width: 180px;
        max-height: 75px;
    }

    .service-page-card {
        padding: 24px 20px;
    }

    .loan-card {
        padding: 24px 20px;
    }

    .loan-card-header {
        gap: 13px;
    }

    .loan-card-icon {
        width: 50px;
        height: 50px;
        flex-basis: 50px;
    }

    .product-page-card {
        padding: 17px 15px;
    }

    .faq-page-question {
        padding: 18px 16px;
        font-size: 14px;
    }

    .faq-page-answer {
        padding: 0 16px 20px;
    }

    .whatsapp-box {
        padding: 22px 18px;
    }

    .page-bottom-cta {
        padding: 55px 0;
    }
}


/* =========================================================
   PRINT
   ========================================================= */

@media print {

    .site-header,
    .mobile-navigation,
    .site-footer,
    .back-to-top,
    .page-bottom-cta,
    .cta-section,
    .contact-strip {
        display: none !important;
    }

    .page-hero {
        background: #ffffff !important;
        color: #000000 !important;
    }

    .page-hero-title,
    .page-hero-description {
        color: #000000 !important;
    }

    .content-section {
        padding: 30px 0;
    }

    .content-card,
    .loan-card,
    .service-page-card {
        box-shadow: none !important;
        break-inside: avoid;
    }
}